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Trustco Bank Corp TRST Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$930.92M+47.9%
Enterprise value$379.02M+914%
P/E14.3×+2.5×
P/S4.7×+1.2×

Profitability

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Net margin33%+3.1pp
FCF margin30.3%+2.8pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: Trustco Bank Corp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 1:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031982
Year ending December 31,
20277,409
20286,234
20294,861
20303,790
Thereafter15,313
Total lease payments$41,737
Less: Interest5,376
Present value of lease liabilities$36,361

Cover / Front Matter

FAQ

What is Trustco Bank Corp's operating lease liability - undiscounted excess amount?
Trustco Bank Corp (TRST) reported operating lease liability - undiscounted excess amount of $5.38M in Q2 2026.
How has Trustco Bank Corp's operating lease liability - undiscounted excess amount changed year-over-year?
Trustco Bank Corp's operating lease liability - undiscounted excess amount decreased by 8.4% year-over-year, from $5.87M to $5.38M.
What is the long-term trend for Trustco Bank Corp's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), Trustco Bank Corp's operating lease liability - undiscounted excess amount has grown at a -8.3% compound annual growth rate (CAGR), from $8.34M to $5.4M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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