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Trustco Bank Corp TRST Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$7.11M-10.4%
Trico Bancshares logo
Trico BancsharesTCBK
$4.08M+15.8%
CNB Financial logo
CNB FinancialCCNE
$26.61M+6.4%
Financial Institutions logo
Financial InstitutionsFISI
$18.54M+22.5%

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's operating lease liability - undiscounted excess amount?
Trustco Bank Corp (TRST) reported operating lease liability - undiscounted excess amount of $5.32M in Q1 2026.
How has Trustco Bank Corp's operating lease liability - undiscounted excess amount changed year-over-year?
Trustco Bank Corp's operating lease liability - undiscounted excess amount decreased by 3.1% year-over-year, from $5.49M to $5.32M.
What is the long-term trend for Trustco Bank Corp's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), Trustco Bank Corp's operating lease liability - undiscounted excess amount has grown at a -8.3% compound annual growth rate (CAGR), from $8.34M to $5.4M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.