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Amerisafe AMSF Unearned premiums

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Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$521.6M-38.8%
P/E11.1×-5.8×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The source filing: Amerisafe’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314074
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Deferred policy acquisition costs(1,533)(1,998)
Other assets(1,571)649
Reserves for loss and loss adjustment expenses(19,493)(27,214)
Unearned premiums13,83816,858
Reinsurance balances2,3411,248
Amounts held for others and policyholder deposits3,431(2,579)
Federal income taxes recoverable2,068(215)
Accounts payable and other liabilities3,8673,683

Item 1. Financial Statements.

FAQ

What is Amerisafe's unearned premiums?
Amerisafe (AMSF) reported unearned premiums of $4.48M in Q2 2026.
How has Amerisafe's unearned premiums changed year-over-year?
Amerisafe's unearned premiums decreased by 27.0% year-over-year, from $6.14M to $4.48M.

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