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Unearned premiums at other companies

Progressive logo
ProgressivePGR
$2.67B-2.9%
United Fire Group logo
United Fire GroupUFCS
Amerisafe logo
AmerisafeAMSF

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$493.49M-10.2%
Enterprise value$407.06M+42.7%
P/E4.7×-2.1×
P/S1.5×-0.2×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The source filing: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 4:01 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001401521-26-000029
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Deferred policy acquisition costs, net(2,137)(6,875)
Other assets111,833
Unpaid losses and loss adjustment expenses(38,711)(65,906)
Unearned premiums8,26239,087
Reinsurance payable on premiums(24,350)(33,653)
Accounts payable and accrued expenses4,227(21,214)
Operating lease liability(58)(25)
Other liabilities(17)(341)

Item 1. Financial Statements

FAQ

What is American Coastal Insurance Corporation's unearned premiums?
American Coastal Insurance Corporation (ACIC) reported unearned premiums of $8.26M in Q1 2026.
How has American Coastal Insurance Corporation's unearned premiums changed year-over-year?
American Coastal Insurance Corporation's unearned premiums decreased by 78.9% year-over-year, from $39.09M to $8.26M.
What is the long-term trend for American Coastal Insurance Corporation's unearned premiums?
Over 2 years (2021 to 2025), American Coastal Insurance Corporation's unearned premiums has grown at a -36.0% compound annual growth rate (CAGR), from -$79M to -$32.4M.
What does unearned premiums mean?
Measures the change in the portion of written premiums that has been collected but not yet earned as the policy period has not fully elapsed. An increase indicates growth in the volume of future coverage obligations, while a decrease suggests a contraction in the book of business. It serves as a leading indicator for future revenue recognition.

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