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Arrow Financial AROW Q2 2026 earnings

Reported July 23, 2026 · Before market open

Revenue$44.2MMiss by $1.3M
EPS$0.71Miss by $0.14
Revenue estimate$45.5M
EPS estimate$0.85

Next report

Oct 29, 2026 (in 3 months)
Revenue estimate$57.5M
EPS estimate$0.94

Financials

Q2 2026

Income statement

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Net income$11.0M+1.5%
EPS (diluted)$0.66+1.5%

Balance sheet

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Total debt$315.1M+1,622%
Total equity$446.3M+9.3%
Total assets$4.5B+1.5%

Cash flow

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Operating cash flow$15.8M+53.7%
CapEx$4.2M+110%
Free cash flow$11.6M+40.0%

Valuation & ratios

Valuation

as of 08/07/26
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Market cap$661.31M+51.4%
P/E12.9×-1.4×

Returns & leverage

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Return on equity12%+4.3pp
Debt / equity0.7×+0.7×

Segments

By product

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Fees for Other Services to Customers$3.0M+6.5%
Income From Fiduciary Activities$2.7M+12.8%

FAQ

When did Arrow Financial report Q2 2026 earnings?
Arrow Financial (AROW) reported Q2 2026 earnings on July 23, 2026 before market open.
What were Arrow Financial's Q2 2026 revenue and EPS?
Arrow Financial reported revenue of $44.2M and eps of $0.71 for Q2 2026.
Did Arrow Financial beat estimates in Q2 2026?
Revenue missed the consensus estimate of $45.5M by $1.3M. EPS missed the consensus estimate of $0.85 by $0.14.
How did Arrow Financial's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.1% from $40.1M a year earlier and eps grew 1.4% from $0.70.
Where can I find Arrow Financial's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000717538-26-000110) and the 10-Q periodic report (0000717538-26-000117) directly on SEC EDGAR. The filing index links above go to sec.gov.