Skip to content
Screener

Arrow Financial AROW Q3 2025 earnings

Reported October 30, 2025 · Before market open

Revenue$42.8MBeat by $1.1M
EPS$0.77Beat by $0.05
Revenue estimate$41.7M
EPS estimate$0.72

Next report

Oct 29, 2026 (in 3 months)
Revenue estimate$57.5M
EPS estimate$0.94

Financials

Q3 2025

Income statement

See full
Net income$12.8M+42.9%
EPS (diluted)$0.77+45.3%

Balance sheet

See full
Total debt$13.7M+36.5%
Total equity$417.7M+6.2%
Total assets$4.6B+4.0%

Cash flow

See full
Operating cash flow$15.0M+59.5%
CapEx$739.0K-45.9%
Free cash flow$14.3M+77.4%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$466.07M-2.8%
Enterprise value$479.76M-2.0%
P/E13.5×-1.0×

Returns & leverage

See full
Return on equity8.5%-0.3pp
Debt / equity0×0.0×

Segments

By product

See full
Fees for Other Services to Customers$2.9M-0.8%
Income From Fiduciary Activities$2.6M+7.0%

FAQ

When did Arrow Financial report Q3 2025 earnings?
Arrow Financial (AROW) reported Q3 2025 earnings on October 30, 2025 before market open.
What were Arrow Financial's Q3 2025 revenue and EPS?
Arrow Financial reported revenue of $42.8M and eps of $0.77 for Q3 2025.
Did Arrow Financial beat estimates in Q3 2025?
Revenue beat the consensus estimate of $41.7M by $1.1M. EPS beat the consensus estimate of $0.72 by $0.05.
How did Arrow Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 17.2% from $36.6M a year earlier and eps grew 45.3% from $0.53.
Where can I find Arrow Financial's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000717538-25-000093) and the 10-Q periodic report (0000717538-25-000102) directly on SEC EDGAR. The filing index links above go to sec.gov.