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Arrow Financial AROW Finance Lease Liabilities

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Other financials

Income statement

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Revenue$35.0M+7.1%
Net income$11.0M+1.5%
EPS (diluted)$0.66+1.5%

Balance sheet

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Total debt$315.1M+1,622%
Total equity$446.3M+9.3%
Total assets$4.5B+1.5%

Cash flow

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Operating cash flow$15.8M+53.7%
CapEx$4.2M+110%
Free cash flow$11.6M+40.0%

Valuation

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Market cap$651.88M+43.9%
P/E12.7×-2.1×

Profitability

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Net margin23.4%-3.6pp
FCF margin27.8%-4.0pp

Returns & leverage

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Return on equity12%+4.3pp
Debt / equity0.7×+0.7×

Where this comes from

Reported directly by Arrow Financial in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The source filing: Arrow Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:50 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000717538-26-000117
Line itemJune 30,2026December 31,2025
Total Deposits3,655,2053,939,469
Borrowings310,1904,265
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts20,00020,000
Finance Leases4,8874,929
Other Liabilities45,77145,347
Total Liabilities4,036,0534,014,010
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value; 1,000,000 Shares Authorized at June 30, 2026 and December 31, 2025 (none issued)

Item 1. FINANCIAL STATEMENTS

FAQ

What is Arrow Financial's finance lease liabilities?
Arrow Financial (AROW) reported finance lease liabilities of $4.89M in Q2 2026.
How has Arrow Financial's finance lease liabilities changed year-over-year?
Arrow Financial's finance lease liabilities decreased by 1.7% year-over-year, from $4.97M to $4.89M.
What is the long-term trend for Arrow Financial's finance lease liabilities?
Over 5 years (2020 to 2025), Arrow Financial's finance lease liabilities has grown at a -1.1% compound annual growth rate (CAGR), from $5.22M to $4.93M.
What does finance lease liabilities mean?
Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

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