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Atlanticus Holdings Corporation ATLC Auto Finance — Noninterest Expense

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Other financials

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation

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Market cap$1.69B+82.1%
Enterprise value$1.16B+86.1%
P/E11×+3.4×
P/S2.3×+0.3×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp
FCF margin72.3%

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Atlanticus Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026279
Three Months Ended June 30, 2026Caa SAuto FinanceTotal
Operating expenses:
Salaries and benefits(25,978)(1,272)(27,250)
Card and loan servicing(54,408)(3,455)(57,863)
Marketing and solicitation(48,047)(83)(48,130)
Depreciation and amortization(3,573)(19)(3,592)
Other(19,477)(1,255)(20,732)
Total operating expenses(151,483)(6,084)(157,567)
Income before income taxes$62,980$3,027$66,007

Document

FAQ

What is Atlanticus Holdings Corporation's auto finance — noninterest expense?
Atlanticus Holdings Corporation (ATLC) reported auto finance — noninterest expense of $6.08M in Q2 2026.
How has Atlanticus Holdings Corporation's auto finance — noninterest expense changed year-over-year?
Atlanticus Holdings Corporation's auto finance — noninterest expense increased by 4.6% year-over-year, from $5.81M to $6.08M.
What is the long-term trend for Atlanticus Holdings Corporation's auto finance — noninterest expense?
Over 2 years (2023 to 2025), Atlanticus Holdings Corporation's auto finance — noninterest expense has grown at a -0.1% compound annual growth rate (CAGR), from $22.7M to $22.68M.
What does auto finance — noninterest expense mean?
This is the aggregate of all operating expenses, excluding interest expense, required to run the auto finance segment. It provides a comprehensive view of the segment's total overhead burden and is critical for calculating the operating margin.

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