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Ameris Bancorp ABCB Premium Finance Division — Noninterest Expense
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Where this comes from
Reported directly by Ameris Bancorp in its filing.
Tagged under the XBRL concept us-gaap:NoninterestExpense.
The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:07 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000351569-26-000143
| (dollars in thousands) | Three Months Ended June 30, 2026 / Banking Division | Three Months Ended June 30, 2026 / Retail Mortgage Division | Three Months Ended June 30, 2026 / Warehouse Lending Division | Three Months Ended June 30, 2026 / Premium Finance Division | Total |
|---|---|---|---|---|---|
| Occupancy and equipment | 11,823 | 685 | 7 | 40 | 12,555 |
| Data processing and communications expenses | 14,041 | 1,302 | 59 | 169 | 15,571 |
| Other expenses(1) | 110,933 | 11,587 | 184 | 390 | 123,094 |
| Total noninterest expense | 203,465 | 35,067 | 718 | 3,464 | 242,714 |
| Income before income tax expense | 32,406 | 16,274 | 8,717 | 8,652 | 66,049 |
| Income tax expense | 7,538 | 3,417 | 1,831 | 1,817 | 14,603 |
| Net income | $24,868 | $12,857 | $6,886 | $6,835 | $51,446 |
| Total assets | $20,587,632 | $4,508,490 | $1,367,630 | $2,025,091 | $28,488,843 |
Item 1. Financial Statements.
FAQ
- What is Ameris Bancorp's premium finance division — noninterest expense?
- Ameris Bancorp (ABCB) reported premium finance division — noninterest expense of $3.46M in Q2 2026.
- How has Ameris Bancorp's premium finance division — noninterest expense changed year-over-year?
- Ameris Bancorp's premium finance division — noninterest expense decreased by 3.1% year-over-year, from $3.57M to $3.46M.
- What is the long-term trend for Ameris Bancorp's premium finance division — noninterest expense?
- Over 4 years (2021 to 2025), Ameris Bancorp's premium finance division — noninterest expense has grown at a 6.7% compound annual growth rate (CAGR), from $11.26M to $14.6M.
- What does premium finance division — noninterest expense mean?
- This metric represents the total operating costs of the premium finance division, excluding interest expense and provisions for credit losses. It encompasses all personnel, occupancy, technology, and administrative expenses required to run the segment. It is a primary measure of the division's operational efficiency and cost management discipline.
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