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Atlantic Union Bankshares AUB Consumer Banking — Occupancy Net

Other segment segments

Wholesale Banking
$392K-4.4%

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Three Months Ended:Wholesale BankingConsumer BankingCorporate OtherTotal
2026
Noninterest expenses:
Salaries and benefits$31,514$27,515$53,280$112,309
Occupancy expenses3928,3394,13112,862
Technology and data processing1,86440313,74916,016
Furniture and equipment expenses811,6773,7745,532
Loan-related expenses5671,6505062,723
Other expenses (1)56,53666,051(72,893)49,694

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's consumer banking — occupancy net?
Atlantic Union Bankshares (AUB) reported consumer banking — occupancy net of $8.34M in Q2 2026.
How has Atlantic Union Bankshares's consumer banking — occupancy net changed year-over-year?
Atlantic Union Bankshares's consumer banking — occupancy net increased by 10.7% year-over-year, from $7.53M to $8.34M.
What is the long-term trend for Atlantic Union Bankshares's consumer banking — occupancy net?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's consumer banking — occupancy net has grown at a 29.7% compound annual growth rate (CAGR), from $13.2M to $28.83M.
What does consumer banking — occupancy net mean?
This reflects the net costs associated with maintaining physical branch locations and office space used by the consumer banking segment. It includes rent, utilities, and maintenance expenses, net of any sublease income. This metric is a key indicator of the bank's physical footprint efficiency and the cost of maintaining a traditional branch-based service model.

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