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C&F Financial CFFI Consumer Finance — Occupancy Net

Other segment segments

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$1.85M+1.3%
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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's consumer finance — occupancy net?
C&F Financial (CFFI) reported consumer finance — occupancy net of $146K in Q1 2026.
How has C&F Financial's consumer finance — occupancy net changed year-over-year?
C&F Financial's consumer finance — occupancy net decreased by 2.7% year-over-year, from $150K to $146K.
What is the long-term trend for C&F Financial's consumer finance — occupancy net?
Over 3 years (2022 to 2025), C&F Financial's consumer finance — occupancy net has grown at a -4.3% compound annual growth rate (CAGR), from $660K to $578K.
What does consumer finance — occupancy net mean?
This represents the net costs associated with maintaining physical office space and facilities used by the consumer finance segment. It includes rent, utilities, and maintenance expenses, reflecting the overhead required to support the segment's physical operations.