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C&F Financial CFFI Mortgage Banking — Occupancy Net

Other segment segments

Community Banking
$1.85M+1.3%
Consumer Finance
$146K-2.7%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's mortgage banking — occupancy net?
C&F Financial (CFFI) reported mortgage banking — occupancy net of $215K in Q1 2026.
How has C&F Financial's mortgage banking — occupancy net changed year-over-year?
C&F Financial's mortgage banking — occupancy net increased by 0.9% year-over-year, from $213K to $215K.
What is the long-term trend for C&F Financial's mortgage banking — occupancy net?
Over 3 years (2022 to 2025), C&F Financial's mortgage banking — occupancy net has grown at a -9.0% compound annual growth rate (CAGR), from $1.27M to $958K.
What does mortgage banking — occupancy net mean?
Represents the net costs associated with maintaining physical office space and facilities for the mortgage banking segment. This includes rent, utilities, and maintenance expenses after accounting for any sublease income or cost allocations. It serves as a measure of the overhead required to support the segment's physical operational footprint.