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C&F Financial CFFI Community Banking — Occupancy Net

Other segment segments

Mortgage Banking
$215K+0.9%
Consumer Finance
$146K-2.7%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — occupancy net?
C&F Financial (CFFI) reported community banking — occupancy net of $1.85M in Q1 2026.
How has C&F Financial's community banking — occupancy net changed year-over-year?
C&F Financial's community banking — occupancy net increased by 1.3% year-over-year, from $1.83M to $1.85M.
What is the long-term trend for C&F Financial's community banking — occupancy net?
Over 3 years (2022 to 2025), C&F Financial's community banking — occupancy net has grown at a 3.1% compound annual growth rate (CAGR), from $6.63M to $7.27M.
What does community banking — occupancy net mean?
Reflects the net costs associated with maintaining physical branch locations and office space for the community banking segment, including rent, utilities, and maintenance. This metric helps assess the efficiency of the bank's physical footprint in relation to its revenue generation.