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Waterstone Financial WSBF Community Banking — Occupancy Net

Other segment segments

Mortgage Banking
$863K+1.2%

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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — occupancy net?
Waterstone Financial (WSBF) reported community banking — occupancy net of $1.1M in Q1 2026.
How has Waterstone Financial's community banking — occupancy net changed year-over-year?
Waterstone Financial's community banking — occupancy net increased by 2.5% year-over-year, from $1.08M to $1.1M.
What is the long-term trend for Waterstone Financial's community banking — occupancy net?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — occupancy net has grown at a 1.0% compound annual growth rate (CAGR), from $3.78M to $3.93M.
What does community banking — occupancy net mean?
This represents the net costs associated with maintaining physical branch locations and office space for the community banking segment, including rent, utilities, and maintenance. It serves as a measure of the overhead required to maintain a physical presence in the market.