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Atlantic Union Bankshares AUB Wholesale Banking — Loan Related Expenses

Other segment segments

Consumer Banking
$1.65M+55.7%

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept aub:LoanRelatedExpenses.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Three Months Ended:Wholesale BankingConsumer BankingCorporate OtherTotal
Occupancy expenses3928,3394,13112,862
Technology and data processing1,86440313,74916,016
Furniture and equipment expenses811,6773,7745,532
Loan-related expenses5671,6505062,723
Other expenses (1)56,53666,051(72,893)49,694
Total noninterest expense$90,954$105,635$2,547$199,136
2025
Noninterest expenses:

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's wholesale banking — loan related expenses?
Atlantic Union Bankshares (AUB) reported wholesale banking — loan related expenses of $567K in Q2 2026.
How has Atlantic Union Bankshares's wholesale banking — loan related expenses changed year-over-year?
Atlantic Union Bankshares's wholesale banking — loan related expenses increased by 324.1% year-over-year, from -$253K to $567K.
What is the long-term trend for Atlantic Union Bankshares's wholesale banking — loan related expenses?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's wholesale banking — loan related expenses has grown at a 13.4% compound annual growth rate (CAGR), from $561K to $818K.
What does wholesale banking — loan related expenses mean?
This metric encompasses the direct costs incurred in the origination, processing, and servicing of commercial loans within the Wholesale Banking segment. These expenses include legal fees, appraisal costs, and third-party administrative charges associated with managing the credit portfolio. It is a key indicator of the operational efficiency of the bank's lending activities.

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