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Five Star Bancorp FSBC Loan-related expenses

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Other financials

Income statement

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Revenue$48.0M+25.1%
Net income$19.4M+33.7%
EPS (diluted)$0.91+33.8%

Balance sheet

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Cash & equivalents$685.1M+41.6%
Total debt$11.3M+45.4%
Total equity$473.8M+13.7%
Total assets$5.4B+21.8%

Cash flow

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Operating cash flow$23.7M+33.1%
CapEx$441.0K+80.7%
Free cash flow$23.2M+32.4%

Valuation

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Market cap$1.12B+76.9%
Enterprise value$445.69M+185%
P/E15.6×+3.4×
P/S6.3×+1.8×

Profitability

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Net margin40.5%+3.6pp
FCF margin45.3%-3.2pp

Returns & leverage

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Return on equity16.2%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept fsbc:LoanRelatedExpenses.

The source filing: Five Star Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054141
(in thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Federal Deposit Insurance Corporation (“FDIC”) insurance5854701,130925
Professional services9529181,8781,831
Advertising and promotional9598651,7031,387
Loan-related expenses304423551742
Other operating expenses2,8131,9753,9353,583
Total non-interest expense19,61615,72637,01030,771
Income before provision for income taxes26,08920,09951,12038,490
Provision for income taxes6,6905,59113,10010,871

Item 1. Financial Statements (unaudited)

FAQ

What is Five Star Bancorp's loan-related expenses?
Five Star Bancorp (FSBC) reported loan-related expenses of $304K in Q2 2026.
How has Five Star Bancorp's loan-related expenses changed year-over-year?
Five Star Bancorp's loan-related expenses decreased by 28.1% year-over-year, from $423K to $304K.
What is the long-term trend for Five Star Bancorp's loan-related expenses?
Over 4 years (2021 to 2025), Five Star Bancorp's loan-related expenses has grown at a 8.0% compound annual growth rate (CAGR), from $1.05M to $1.42M.
What does loan-related expenses mean?
Loan-related expenses as reported by Five Star Bancorp Common Stock.

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