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Atlantic Union Bankshares AUB Consumer Banking — Loan Related Expenses

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$567K+324%

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept aub:LoanRelatedExpenses.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Three Months Ended:Wholesale BankingConsumer BankingCorporate OtherTotal
Occupancy expenses3928,3394,13112,862
Technology and data processing1,86440313,74916,016
Furniture and equipment expenses811,6773,7745,532
Loan-related expenses5671,6505062,723
Other expenses (1)56,53666,051(72,893)49,694
Total noninterest expense$90,954$105,635$2,547$199,136
2025
Noninterest expenses:

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's consumer banking — loan related expenses?
Atlantic Union Bankshares (AUB) reported consumer banking — loan related expenses of $1.65M in Q2 2026.
How has Atlantic Union Bankshares's consumer banking — loan related expenses changed year-over-year?
Atlantic Union Bankshares's consumer banking — loan related expenses increased by 55.7% year-over-year, from $1.06M to $1.65M.
What is the long-term trend for Atlantic Union Bankshares's consumer banking — loan related expenses?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's consumer banking — loan related expenses has grown at a -4.3% compound annual growth rate (CAGR), from $4.99M to $4.38M.
What does consumer banking — loan related expenses mean?
This metric captures the direct costs incurred by the consumer banking segment in the process of originating, servicing, and managing loan portfolios. These expenses include administrative costs, legal fees, and third-party services associated with credit products. Tracking these costs provides insight into the operational efficiency of the bank's lending activities.

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