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Atlantic Union Bankshares AUB Consumer Banking — Loan Related Expenses

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Other financials

Income statement

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Revenue$367.2M+72.1%
Net income$122.2M+145%
EPS (diluted)$0.84+61.5%

Balance sheet

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Cash & equivalents$780.1M+79.7%
Total debt$1.4B+156%
Total equity$5.1B+58.6%
Total assets$37.3B+51.5%

Cash flow

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Operating cash flow$127.3M+105%
CapEx$7.0M+193%
Free cash flow$120.3M+102%

Valuation

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Market cap$5.6B+82.1%
Enterprise value$6.25B+96.6%
P/E16.2×+1.5×
P/S3.7×+0.1×

Profitability

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Net margin22.6%-1.8pp
FCF margin149.6%+114pp

Returns & leverage

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Return on equity8.4%+1.1pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept aub:LoanRelatedExpenses.

The official record: Atlantic Union Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlantic Union Bankshares's consumer banking — loan related expenses?
Atlantic Union Bankshares (AUB) reported consumer banking — loan related expenses of $1.25M in Q1 2026.
How has Atlantic Union Bankshares's consumer banking — loan related expenses changed year-over-year?
Atlantic Union Bankshares's consumer banking — loan related expenses increased by 62.0% year-over-year, from $774K to $1.25M.
What is the long-term trend for Atlantic Union Bankshares's consumer banking — loan related expenses?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's consumer banking — loan related expenses has grown at a -4.3% compound annual growth rate (CAGR), from $4.99M to $4.38M.
What does consumer banking — loan related expenses mean?
This metric captures the direct costs incurred by the consumer banking segment in the process of originating, servicing, and managing loan portfolios. These expenses include administrative costs, legal fees, and third-party services associated with credit products. Tracking these costs provides insight into the operational efficiency of the bank's lending activities.