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Pathward Financial, Inc. CASH Consumer — Loan expenses

Other segment segments

Commercial
$3.49M+15.1%
Corporate Services/Other
$0

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Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.82B+11.6%

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s consumer — loan expenses?
Pathward Financial, Inc. (CASH) reported consumer — loan expenses of $3K in Q1 2026.
How has Pathward Financial, Inc.'s consumer — loan expenses changed year-over-year?
Pathward Financial, Inc.'s consumer — loan expenses decreased by 62.5% year-over-year, from $8K to $3K.
What does consumer — loan expenses mean?
This metric tracks the direct costs associated with originating, servicing, and managing the consumer loan portfolio. It provides visibility into the variable costs required to maintain and expand the consumer lending book.