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Capital Bancorp CBNK CBHL — Loan processing

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Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's CBHL — loan processing?
Capital Bancorp (CBNK) reported CBHL — loan processing of $238K in Q1 2026.
How has Capital Bancorp's CBHL — loan processing changed year-over-year?
Capital Bancorp's CBHL — loan processing decreased by 0.8% year-over-year, from $240K to $238K.
What is the long-term trend for Capital Bancorp's CBHL — loan processing?
Over 2 years (2023 to 2025), Capital Bancorp's CBHL — loan processing has grown at a -49.0% compound annual growth rate (CAGR), from $4.6M to $1.2M.
What does CBHL — loan processing mean?
Represents the direct variable costs incurred to originate, underwrite, and close mortgage loans within the home loan segment. High levels of these costs relative to volume may indicate operational inefficiencies in the loan production pipeline.