What is Capital Bancorp's opensky™ — loan processing?

Capital Bancorp (CBNK) reported opensky™ — loan processing of $47K in Q1 2026.

How has Capital Bancorp's opensky™ — loan processing changed year-over-year?

Capital Bancorp's opensky™ — loan processing increased by 147.4% year-over-year, from $19K to $47K.

What does opensky™ — loan processing mean?

Reflects the direct costs incurred in the origination, underwriting, and administrative processing of loans within the OpenSky segment. Tracking this metric helps evaluate the operational efficiency and scalability of the segment's lending activities.

Capital Bancorp CBNK OpenSky™ — Loan processing

Other segment segments

Commercial Bank

$1.08M+126%

CBHL

$238K-0.8%

Windsor Advantage™

$22K+214%

Similar metrics at other companies

SOFILending — Loan Origination And Servicing Expenses

$24.7M+31.9%

CHMGLoan expense

$334K+20.1%

SOFIFinancial Services — Loan Origination And Servicing Expenses

$0—

NNILoan Servicing and Systems (LSS) — Operating Expenses

$111.34M+3.9%

BETRBanking — Loan origination expense

$0—

ONITLending — Servicing and origination

$2.85M+46.2%

Other financials

Income statement

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Revenue$62.8M+7.1%

Operating income-$923.0K+8.4%

Net income$12.0M-13.7%

EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%

Total debt$7.6M+38.0%

Total equity$408.9M+10.6%

Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%

CapEx$643.0K+231%

Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%

Enterprise value$172.15M-26.0%

P/E10.2×-3.4×

P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp

Net margin22.2%+3.3pp

FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's opensky™ — loan processing?: Capital Bancorp (CBNK) reported opensky™ — loan processing of $47K in Q1 2026.
How has Capital Bancorp's opensky™ — loan processing changed year-over-year?: Capital Bancorp's opensky™ — loan processing increased by 147.4% year-over-year, from $19K to $47K.
What does opensky™ — loan processing mean?: Reflects the direct costs incurred in the origination, underwriting, and administrative processing of loans within the OpenSky segment. Tracking this metric helps evaluate the operational efficiency and scalability of the segment's lending activities.