What is Capital Bancorp's commercial bank — loan processing?

Capital Bancorp (CBNK) reported commercial bank — loan processing of $927K in Q2 2026.

How has Capital Bancorp's commercial bank — loan processing changed year-over-year?

Capital Bancorp's commercial bank — loan processing increased by 42.6% year-over-year, from $650K to $927K.

What does commercial bank — loan processing mean?

Represents the direct costs incurred in the origination, underwriting, and administrative processing of commercial loan applications. This metric provides insight into the operational efficiency of the lending pipeline and the scalability of the credit business.

Capital Bancorp (CBNK) Commercial Bank — Loan processing

Screener

Other segment segments

OpenSky™

$271K+1,029%

CBHL

$268K+6.8%

Windsor Advantage™

$9K-83.3%

Similar metrics at other companies

EQBKEquity Bank — Loan Processing Fee

$546K+94.3%

HWBKBank — Processing, network, and bank card expense

$1.38M0.0%

HWBKHawthorn Bank — Processing, network, and bank card expense

$1.38M-23.2%

CASHCommercial — Loan expenses

$6.67M+76.2%

CFFICommunity Banking — Loan Processing Fee

$75K+188%

CFFIConsumer Finance — Loan Processing Fee

$344K-12.2%

Other financials

Income statement

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Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

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Market cap$615.41M+16.3%

Enterprise value$204.98M-22.1%

P/E10.9×-1.3×

P/S2.4×0.0×

Profitability

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Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

For the Three Months Ended June 30, 2026 / (in thousands)	For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)	For the Three Months Ended June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Professional fees	2,233	1,228	271	393	4,125
Data processing	452	6,983	67	49	7,551
Advertising	765	598	297	156	1,816
Loan processing	927	271	9	268	1,475
Operational and other card fraud related losses	72	618	—	—	690
Regulatory assessment expenses	583	214	64	64	925
Other operating	1,277	639	558	121	2,595
Total noninterest expenses	20,672	15,390	4,282	2,842	43,186

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's commercial bank — loan processing?: Capital Bancorp (CBNK) reported commercial bank — loan processing of $927K in Q2 2026.
How has Capital Bancorp's commercial bank — loan processing changed year-over-year?: Capital Bancorp's commercial bank — loan processing increased by 42.6% year-over-year, from $650K to $927K.
What does commercial bank — loan processing mean?: Represents the direct costs incurred in the origination, underwriting, and administrative processing of commercial loan applications. This metric provides insight into the operational efficiency of the lending pipeline and the scalability of the credit business.