Hawthorn Bancshares HWBK Bank — Processing, network, and bank card expense

Similar metrics at other companies

CHCOBankcard expenses

$2.12M-4.4%

UBS

UBSIBankcard Processing Expense

$623K+3.8%

BANRPayment and card processing services

$6.04M+5.1%

NEWTBanking — Electronic payment processing expense

$0—

CASHCard processing

$33.48M-7.6%

RBCAACard And Processing Expense

$1.4M-14.4%

Questions, answered.

What is Hawthorn Bancshares's bank — processing, network, and bank card expense?

Hawthorn Bancshares (HWBK) reported bank — processing, network, and bank card expense of $1.38M in Q4 2025.

How has Hawthorn Bancshares's bank — processing, network, and bank card expense changed year-over-year?

Hawthorn Bancshares's bank — processing, network, and bank card expense decreased by 0.0% year-over-year, from $1.38M to $1.38M.

What is the long-term trend for Hawthorn Bancshares's bank — processing, network, and bank card expense?

Over 2 years (2023 to 2025), Hawthorn Bancshares's bank — processing, network, and bank card expense has grown at a 3.6% compound annual growth rate (CAGR), from $5.15M to $5.53M.

What does bank — processing, network, and bank card expense mean?

This represents the operational costs related to transaction processing, payment networks, and bank card services. These expenses are directly tied to the volume of customer transactions and the bank's digital payment capabilities. It provides insight into the scalability and variable cost structure of the bank's retail services.