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City Holding Company CHCO Bankcard expenses

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Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.83B-1.8%
Enterprise value$1.68B+3.6%
P/E13.9×-1.9×
P/S5.7×-0.6×

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept chco:BankcardExpenses.

The official record: City Holding Company’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's bankcard expenses?
City Holding Company (CHCO) reported bankcard expenses of $2.12M in Q1 2026.
How has City Holding Company's bankcard expenses changed year-over-year?
City Holding Company's bankcard expenses decreased by 4.4% year-over-year, from $2.22M to $2.12M.
What is the long-term trend for City Holding Company's bankcard expenses?
Over 4 years (2021 to 2025), City Holding Company's bankcard expenses has grown at a 8.6% compound annual growth rate (CAGR), from $6.46M to $8.99M.
What does bankcard expenses mean?
This represents the operational costs associated with managing and processing credit and debit card programs, including network fees and transaction processing costs. It reflects the efficiency of the bank's payment services division and the scale of its card-based product offerings.