Business Segments · Direct expenses

Consumer Banking — Direct expenses

Citizens Financial Group Consumer Banking — Direct expenses increased by 3.3% to $724.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.2%, from $669.00M to $724.00M. Over 3 years (FY 2022 to FY 2025), Consumer Banking — Direct expenses shows an upward trend with a 9.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

A decrease relative to revenue indicates improved operational efficiency and better cost control.

Detailed definition

These are the costs directly attributable to the operations of the consumer banking segment, including branch staff sala...

Peer comparison

Comparable to direct operating expenses reported by business segments in diversified financial institutions.

Metric ID: cfg_segment_consumer_banking_direct_expenses

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$525.75M$525.75M$525.75M$525.75M$561.00M$561.00M$561.00M$561.00M$576.00M$566.00M$586.00M$597.00M$669.00M$679.00M$692.00M$701.00M$724.00M
QoQ Change+0.0%+0.0%+0.0%+6.7%+0.0%+0.0%+0.0%+2.7%-1.7%+3.5%+1.9%+12.1%+1.5%+1.9%+1.3%+3.3%
YoY Change+6.7%+6.7%+6.7%+6.7%+2.7%+0.9%+4.5%+6.4%+16.1%+20.0%+18.1%+17.4%+8.2%
Range$525.75M$724.00M
CAGR+8.3%
Avg YoY Growth+9.3%
Median YoY Growth+6.7%
Current Streak7 quarters growth

Frequently Asked Questions

What is Citizens Financial Group's consumer banking — direct expenses?
Citizens Financial Group (CFG) reported consumer banking — direct expenses of $724.00M in Q1 2026.
How has Citizens Financial Group's consumer banking — direct expenses changed year-over-year?
Citizens Financial Group's consumer banking — direct expenses increased by 8.2% year-over-year, from $669.00M to $724.00M.
What is the long-term trend for Citizens Financial Group's consumer banking — direct expenses?
Over 3 years (2022 to 2025), Citizens Financial Group's consumer banking — direct expenses has grown at a 9.2% compound annual growth rate (CAGR), from $2.10B to $2.74B.
What does consumer banking — direct expenses mean?
Operating costs directly tied to running the consumer banking business.