Skip to content
Screener

First BanCorp FBP Consumer Retail Banking — Direct Non Interest Expenses

Other segment segments

United States Operations
$11.65M+0.5%
Mortgage Banking
$10.8M-0.2%
Virgin Islands Operations
$10.54M+3.2%
Commercial And Corporate
$9.17M-14.4%
Treasury And Investments
$2.21M-11.6%

Similar metrics at other companies

Citizens Financial Group logo
CFGConsumer Banking — Direct expenses
$724M+8.2%
Capital One Financial logo
COFConsumer Banking — Non-interest expense
$2.12B+23.8%
Valley National Bank logo
VLYConsumer Banking — Non-interest expense
$75.92M+23.8%
Citizens Financial Group logo
CFGConsumer Banking — Indirect expenses
$304M+6.7%
Valley National Bank logo
VLYConsumer Banking — Interest Expense
$64.2M-6.8%
The Bancorp logo
TBBKInstitutional Banking — Other Direct Non Interest Expense
$274K-0.4%

Other financials

Income statement

See full
Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

See full
Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

See full
Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

See full
Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:DirectNonInterestExpenses.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

82,952

Item 6.

FAQ

What is First BanCorp's consumer retail banking — direct non interest expenses?
First BanCorp (FBP) reported consumer retail banking — direct non interest expenses of $82.95M in Q2 2026.
How has First BanCorp's consumer retail banking — direct non interest expenses changed year-over-year?
First BanCorp's consumer retail banking — direct non interest expenses increased by 7.0% year-over-year, from $77.49M to $82.95M.
What is the long-term trend for First BanCorp's consumer retail banking — direct non interest expenses?
Over 4 years (2021 to 2025), First BanCorp's consumer retail banking — direct non interest expenses has grown at a 6.2% compound annual growth rate (CAGR), from -$247.54M to $315.22M.
What does consumer retail banking — direct non interest expenses mean?
Aggregates all non-interest operating costs directly attributable to the consumer retail banking segment, excluding interest expense and provision for loan losses. This metric is a primary indicator of the total cost-to-serve for the retail banking business model.

Ask your AI about First BanCorp's consumer retail banking — direct non interest expenses.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude