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First BanCorp FBP Consumer Retail Banking — Direct Non Interest Expenses

Other segment segments

United States Operations
$11.65M+4.3%
Mortgage Banking
$10.94M-0.5%
Virgin Islands Operations
$9.97M-4.5%
Commercial And Corporate
$9.58M-17.5%
Treasury And Investments
$2.34M-10.1%

Similar metrics at other companies

Bank of Hawaii logo
BOHConsumer Banking — Noninterest Expense
$94.25M+9.1%
First Hawaiian, Inc. logo
FHBRetail Banking Business — Noninterest Expense
$76.57M+4.7%
BOK Financial logo
BOKFConsumer Banking — Noninterest Expense
$63.49M+10.9%
Citizens Financial Group logo
CFGConsumer Banking — Direct expenses
$724M+8.2%
Atlantic Union Bankshares logo
AUBConsumer Banking — Noninterest Expense
$105M+55.4%
PNC Financial Services logo
PNCRetail Banking — Total noninterest expense
$2.12B+11.2%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:DirectNonInterestExpenses.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's consumer retail banking — direct non interest expenses?
First BanCorp (FBP) reported consumer retail banking — direct non interest expenses of $82.63M in Q1 2026.
How has First BanCorp's consumer retail banking — direct non interest expenses changed year-over-year?
First BanCorp's consumer retail banking — direct non interest expenses increased by 8.4% year-over-year, from $76.22M to $82.63M.
What is the long-term trend for First BanCorp's consumer retail banking — direct non interest expenses?
Over 4 years (2021 to 2025), First BanCorp's consumer retail banking — direct non interest expenses has grown at a 6.2% compound annual growth rate (CAGR), from -$247.54M to $315.22M.
What does consumer retail banking — direct non interest expenses mean?
Aggregates all non-interest operating costs directly attributable to the consumer retail banking segment, excluding interest expense and provision for loan losses. This metric is a primary indicator of the total cost-to-serve for the retail banking business model.