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American Express AXP Q2 2026 earnings

Reported July 24, 2026 · Before market open

Revenue$19.6BMiss by $59.7M
EPS$4.53Beat by $0.12
Revenue estimate$19.7B
EPS estimate$4.41

Next report

Oct 23, 2026 (In 2 weeks)
Revenue estimate$20.1B
EPS estimate$4.53

Financials

Q2 2026

Income statement

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Revenue$19.6B+10.0%
Net income$3.1B+7.8%
EPS (diluted)$4.53+11.0%

Balance sheet

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Cash & equivalents$45.2B-21.9%
Total debt$59.0B-1.1%
Total equity$34.3B+6.1%
Total assets$308.20B+4.3%

Cash flow

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Operating cash flow$5.4B+23.1%
CapEx$898.0M+45.1%
Free cash flow$4.5B+19.4%

Valuation & ratios

Valuation

as of 10/02/26
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Market cap$204B-11.3%
Enterprise value$217.81B-7.1%
P/E17.8×-4.0×
P/S2.7×-0.6×

Profitability

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Net margin15.1%+0.3pp
FCF margin19.8%—

Returns & leverage

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Return on equity34.4%+1.6pp
Debt / equity1.7×-0.1×

Segments

By segment

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USCS$4.3B+11.4%
CS$3.1B+4.1%
ICS$2.1B+9.3%
GMNS$1.7B+9.8%

FAQ

When did American Express report Q2 2026 earnings?
American Express (AXP) reported Q2 2026 earnings on July 24, 2026 before market open.
What were American Express's Q2 2026 revenue and EPS?
American Express reported revenue of $19.6B and eps of $4.53 for Q2 2026.
Did American Express beat estimates in Q2 2026?
Revenue missed the consensus estimate of $19.7B by $59.7M. EPS beat the consensus estimate of $4.41 by $0.12.
How did American Express's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.0% from $17.9B a year earlier and eps grew 11.0% from $4.08.
Where can I find American Express's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000004962-26-000318) and the 10-Q periodic report (0000004962-26-000322) directly on SEC EDGAR. The filing index links above go to sec.gov.