Skip to content
Screener

American Express AXP Q3 2025 earnings

Reported October 17, 2025 · Before market open

Revenue$18.4BBeat by $378.1M
EPS$4.14Beat by $0.14
Revenue estimate$18.0B
EPS estimate$4.00

Next report

Oct 23, 2026 (In 2 weeks)
Revenue estimate$20.1B
EPS estimate$4.53

Financials

Q3 2025

Income statement

See full
Revenue$18.4B+10.8%
Net income$2.9B+15.8%
EPS (diluted)$4.14+18.6%

Balance sheet

See full
Cash & equivalents$54.7B+14.2%
Total debt$59.2B+7.7%
Total equity$32.4B+9.1%
Total assets$297.55B+9.8%

Cash flow

See full
Operating cash flow$6.2B—
CapEx$654.0M+43.7%
Free cash flow$5.6B—

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$231.14B+19.9%
Enterprise value$235.67B+17.9%
P/E21.9×+2.4×
P/S3.3×+0.3×

Profitability

See full
Net margin15%-0.4pp
FCF margin26.9%—

Returns & leverage

See full
Return on equity33.9%-0.8pp
Debt / equity1.8×0.0×

Segments

By segment

See full
USCS$3.9B+8.4%
CS$3.0B+3.5%
ICS$1.9B+11.8%
GMNS$1.6B+6.2%

By geography

See full
EMEA$1.8B+13.8%
APAC Geographic Region$1.3B+11.1%
Lacc Geographic Region$1.0B+9.1%
Other Unallocated-$67.8M+3.6%

FAQ

When did American Express report Q3 2025 earnings?
American Express (AXP) reported Q3 2025 earnings on October 17, 2025 before market open.
What were American Express's Q3 2025 revenue and EPS?
American Express reported revenue of $18.4B and eps of $4.14 for Q3 2025.
Did American Express beat estimates in Q3 2025?
Revenue beat the consensus estimate of $18.0B by $378.1M. EPS beat the consensus estimate of $4.00 by $0.14.
How did American Express's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.8% from $16.6B a year earlier and eps grew 18.6% from $3.49.
Where can I find American Express's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000004962-25-000210) and the 10-Q periodic report (0000004962-25-000222) directly on SEC EDGAR. The filing index links above go to sec.gov.