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American Express AXP APAC Geographic Region — Total revenues net of interest expense

Other geography segments

EMEA
$7.07B+13.8%
Lacc Geographic Region
$4.19B+9.1%
Other Unallocated
-$271M+3.6%

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EPAMAPAC — Revenue
$24.58M+1.2%

Other financials

Income statement

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Revenue$18.9B+11.4%
Net income$3.0B+15.0%
EPS (diluted)$4.28+17.6%

Balance sheet

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Cash & equivalents$53.8B+2.4%
Total debt$60.4B+14.5%
Total equity$34.0B+9.0%
Total assets$308.89B+9.4%

Cash flow

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Operating cash flow$3.8B-20.2%
CapEx$1.1B+167%
Free cash flow$2.7B-38.7%

Valuation

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Market cap$244.57B+7.3%
Enterprise value$251.26B+9.4%
P/E21.8×-0.7×
P/S3.3×0.0×

Profitability

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Net margin15.1%-0.2pp
FCF margin19.3%

Returns & leverage

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Return on equity34.4%+0.1pp
Debt / equity1.8×+0.1×

Where this comes from

Reported directly by American Express in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The official record: American Express’s 10-K, filed February 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Express's APAC geographic region — total revenues net of interest expense?
American Express (AXP) reported APAC geographic region — total revenues net of interest expense of $1.3B in Q4 2025.
How has American Express's APAC geographic region — total revenues net of interest expense changed year-over-year?
American Express's APAC geographic region — total revenues net of interest expense increased by 11.1% year-over-year, from $1.17B to $1.3B.
What is the long-term trend for American Express's APAC geographic region — total revenues net of interest expense?
Over 4 years (2021 to 2025), American Express's APAC geographic region — total revenues net of interest expense has grown at a 11.2% compound annual growth rate (CAGR), from $3.42B to $5.22B.
What does APAC geographic region — total revenues net of interest expense mean?
This metric represents the total net revenue generated by the company's operations within the Asia-Pacific, Australia, and New Zealand geographic regions. It is calculated as the sum of discount revenue, net card fees, and other service revenues, minus the interest expense incurred to fund the associated credit and charge card receivables. This figure serves as a primary indicator of the scale and growth trajectory of the company's payment and lending activities in these specific markets.