Discontinued — last reported Q4 '25
CS — Interest Expense
Business Segments · Interest ExpenseAmerican Express CS — Interest Expense remained flat by 0.0% to $451.25M in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025
Rolls up toInterest Expense
How to read this metric
Higher values may indicate increased funding costs or a larger debt load to support growth.
Detailed definition
The cost of funds incurred by the commercial services segment to support its lending and payment operations. This includ...
Peer comparison
Standard interest expense metric for all lending institutions.
Metric ID:
axp_segment_cs_interest_expenseHistorical Data
12 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q2 '23 | Q3 '23 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $174.25M | $174.25M | $174.25M | $174.25M | $364.00M | $391.00M | $430.00M | $448.00M | $451.25M | $451.25M | $451.25M | $451.25M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +108.9% | +7.4% | +10.0% | +4.2% | +0.7% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +108.9% | +124.4% | +18.1% | +14.6% | — | +4.9% | +0.7% | — |
Range$174.25M – $451.25M
CAGR+41.3%
Avg YoY Growth+45.3%
Median YoY Growth+16.4%
Current Streak11+ quarters growth
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Frequently Asked Questions
- What is American Express's cs — interest expense?
- American Express (AXP) reported cs — interest expense of $451.25M in Q4 2025.
- What does cs — interest expense mean?
- The cost of borrowing money to fund the segment's lending activities.