Discontinued — last reported Q4 '25
ICS — Interest Expense
Business Segments · Interest ExpenseAmerican Express ICS — Interest Expense remained flat by 0.0% to $338.25M in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025
Rolls up toInterest Expense
How to read this metric
A decrease relative to interest income indicates improved funding efficiency or lower cost of debt.
Detailed definition
Represents the cost of funding the International Card Services segment's lending activities, including interest paid on...
Peer comparison
Standard metric for all financial institutions; peers monitor this closely against benchmark interest rates.
Metric ID:
axp_segment_ics_interest_expenseHistorical Data
12 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q2 '23 | Q3 '23 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $163.50M | $163.50M | $163.50M | $163.50M | $261.00M | $285.00M | $303.00M | $311.00M | $338.25M | $338.25M | $338.25M | $338.25M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +59.6% | +9.2% | +6.3% | +2.6% | +8.8% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +59.6% | +74.3% | +16.1% | +9.1% | — | +11.6% | +8.8% | — |
Range$163.50M – $338.25M
CAGR+30.3%
Avg YoY Growth+29.9%
Median YoY Growth+13.9%
Current Streak11+ quarters growth
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Frequently Asked Questions
- What is American Express's ics — interest expense?
- American Express (AXP) reported ics — interest expense of $338.25M in Q4 2025.
- What does ics — interest expense mean?
- The cost incurred by the company to borrow the money it lends to customers.