Discontinued — last reported Q4 '25
USCS — Interest Expense
Business Segments · Interest ExpenseAmerican Express USCS — Interest Expense remained flat by 0.0% to $787.00M in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025
Rolls up toInterest Expense
How to read this metric
An increase may signal higher funding costs or a larger debt base, potentially compressing net interest margins.
Detailed definition
The cost incurred by the U.S. Consumer Services segment to fund its lending activities and operations, primarily through...
Peer comparison
Standard metric for all financial institutions; comparable to interest expense in banking segments.
Metric ID:
axp_segment_uscs_interest_expenseHistorical Data
12 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q2 '23 | Q3 '23 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $245.75M | $245.75M | $245.75M | $245.75M | $647.00M | $700.00M | $771.00M | $806.00M | $787.00M | $787.00M | $787.00M | $787.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +163.3% | +8.2% | +10.1% | +4.5% | -2.4% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +163.3% | +184.8% | +19.2% | +15.1% | — | +2.1% | -2.4% | — |
Range$245.75M – $806.00M
CAGR+52.7%
Avg YoY Growth+63.7%
Median YoY Growth+17.2%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is American Express's uscs — interest expense?
- American Express (AXP) reported uscs — interest expense of $787.00M in Q4 2025.
- What does uscs — interest expense mean?
- The cost of borrowing money to fund the U.S. Consumer Services segment's lending operations.