Current Liabilities
Noninterest-bearing deposits
American Express Noninterest-bearing deposits increased by 0.7% to $610.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 21.8%, from $501.00M to $610.00M. Over 3 years (FY 2022 to FY 2025), Noninterest-bearing deposits shows relatively stable performance with a -3.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ4 2015
Last reportedQ3 2025
Parent metricDeposits
How to read this metric
Higher levels indicate a lower cost of funds, which generally improves the net interest margin.
Detailed definition
This metric represents the total balance of customer deposits that do not earn interest, typically held in demand deposi...
Peer comparison
A key performance indicator for retail and commercial banks to measure funding cost efficiency.
Metric ID:
fin_deposits_noninterest_bearingHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $663.00M | $522.00M | $514.00M | $492.00M | $557.00M | $511.00M | $479.00M | $532.00M | $566.00M | $501.00M | $525.00M | $521.00M | $606.00M | $610.00M |
| QoQ Change | — | -21.3% | -1.5% | -4.3% | +13.2% | -8.3% | -6.3% | +11.1% | +6.4% | -11.5% | +4.8% | -0.8% | +16.3% | +0.7% |
| YoY Change | — | — | — | — | -16.0% | -2.1% | -6.8% | +8.1% | +1.6% | -2.0% | +9.6% | -2.1% | +7.1% | +21.8% |
| % of Deposits | 0.6% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.4% | 0.3% | 0.4% | 0.4% |
| Share Change | — | -0.2pp | -0.0pp | -0.0pp | +0.0pp | -0.1pp | -0.0pp | +0.0pp | +0.0pp | -0.1pp | +0.0pp | -0.0pp | +0.0pp | -0.0pp |
Range$479.00M – $663.00M
CAGR-2.5%
Avg YoY Growth+1.9%
Median YoY Growth-0.2%
Current Streak2 quarters growth
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is American Express's noninterest-bearing deposits?
- American Express (AXP) reported noninterest-bearing deposits of $610.00M in Q1 2026.
- How has American Express's noninterest-bearing deposits changed year-over-year?
- American Express's noninterest-bearing deposits increased by 21.8% year-over-year, from $501.00M to $610.00M.
- What is the long-term trend for American Express's noninterest-bearing deposits?
- Over 3 years (2022 to 2025), American Express's noninterest-bearing deposits has grown at a -3.0% compound annual growth rate (CAGR), from $663.00M to $606.00M.
- What does noninterest-bearing deposits mean?
- Customer funds held in accounts that do not pay interest to the depositor.