Noninterest-bearing deposits
Current LiabilitiesCitigroup Noninterest-bearing deposits increased by 4.0% to $121.61B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 44.2%, from $84.35B to $121.61B. Over 5 years (FY 2020 to FY 2025), Noninterest-bearing deposits shows an upward trend with a 3.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ4 2014
Last reportedQ4 2025
Parent metricDeposits
How to read this metric
Higher levels indicate a lower cost of funds, which generally improves the net interest margin.
Detailed definition
This metric represents the total balance of customer deposits that do not earn interest, typically held in demand deposi...
Peer comparison
A key performance indicator for retail and commercial banks to measure funding cost efficiency.
Metric ID:
fin_deposits_noninterest_bearingHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $101.72B | $94.02B | $97.27B | $98.58B | $100.27B | $98.90B | $95.18B | $90.40B | $91.90B | $84.66B | $88.99B | $87.94B | $83.15B | $84.91B | $84.35B | $82.22B | $86.46B | $116.92B | $121.61B |
| QoQ Change | — | -7.6% | +3.5% | +1.3% | +1.7% | -1.4% | -3.8% | -5.0% | +1.7% | -7.9% | +5.1% | -1.2% | -5.4% | +2.1% | -0.7% | -2.5% | +5.2% | +35.2% | +4.0% |
| YoY Change | — | — | — | — | -1.4% | +5.2% | -2.1% | -8.3% | -8.3% | -14.4% | -6.5% | -2.7% | -9.5% | +0.3% | -5.2% | -6.5% | +4.0% | +37.7% | +44.2% |
| % of Deposits | 7.8% | 7.0% | 7.4% | 7.4% | 7.6% | 7.6% | 15.0% | 1808.1% | 7.0% | 6.6% | 14.4% | 14.1% | 13.5% | 13.4% | 13.8% | 13.0% | 13.1% | 17.3% | 18.2% |
| Share Change | — | -0.8pp | +0.4pp | +0.0pp | +0.2pp | -0.0pp | +7.4pp | +1793.1pp | -1801.1pp | -0.3pp | +7.7pp | -0.3pp | -0.5pp | -0.1pp | +0.4pp | -0.8pp | +0.0pp | +4.3pp | +0.8pp |
Range$82.22B – $121.61B
CAGR+4.0%
Avg YoY Growth+1.8%
Median YoY Growth-2.7%
Current Streak3 quarters growth
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is Citigroup's noninterest-bearing deposits?
- Citigroup (C) reported noninterest-bearing deposits of $121.61B in Q4 2025.
- How has Citigroup's noninterest-bearing deposits changed year-over-year?
- Citigroup's noninterest-bearing deposits increased by 44.2% year-over-year, from $84.35B to $121.61B.
- What is the long-term trend for Citigroup's noninterest-bearing deposits?
- Over 5 years (2020 to 2025), Citigroup's noninterest-bearing deposits has grown at a 3.9% compound annual growth rate (CAGR), from $100.54B to $121.61B.
- What does noninterest-bearing deposits mean?
- Customer funds held in accounts that do not pay interest to the depositor.