Noninterest-bearing deposits
Current LiabilitiesBank of America Noninterest-bearing deposits increased by 1.6% to $532.05B in Q4 2025 compared to the prior quarter. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ4 2014
Last reportedQ4 2025
Parent metricDeposits
How to read this metric
Higher levels indicate a lower cost of funds, which generally improves the net interest margin.
Detailed definition
This metric represents the total balance of customer deposits that do not earn interest, typically held in demand deposi...
Peer comparison
A key performance indicator for retail and commercial banks to measure funding cost efficiency.
Metric ID:
fin_deposits_noninterest_bearingHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | $523.86B | $532.05B |
| QoQ Change | — | +1.6% |
| YoY Change | — | +1.6% |
| % of Deposits | 26.7% | 26.4% |
| Share Change | — | -0.3pp |
Range$523.86B – $532.05B
Avg YoY Growth+1.6%
Median YoY Growth+1.6%
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is Bank of America's noninterest-bearing deposits?
- Bank of America (BAC) reported noninterest-bearing deposits of $532.05B in Q4 2025.
- What does noninterest-bearing deposits mean?
- Customer funds held in accounts that do not pay interest to the depositor.