Current Liabilities
Noninterest-bearing deposits
Bank of America Noninterest-bearing deposits increased by 1.6% to $532.05B in Q4 2025 compared to the prior quarter. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ4 2024
Last reportedQ4 2025Feb 25, 2026
Parent metricDeposits
How to read this metric
An increase improves the bank's cost of funds and net interest margin, while a decrease increases funding costs.
Detailed definition
These are demand deposit accounts that do not pay interest to the customer, typically used for transactional purposes. T...
Peer comparison
A key metric for evaluating the strength of a bank's retail and commercial deposit franchise.
Metric ID:
fin_deposits_noninterest_bearingHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | $523.86B | $532.05B |
| QoQ Change | — | +1.6% |
| YoY Change | — | +1.6% |
| % of Deposits | 26.7% | 26.4% |
| Share Change | — | -0.3pp |
Range$523.86B – $532.05B
Avg YoY Growth+1.6%
Median YoY Growth+1.6%
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is Bank of America's noninterest-bearing deposits?
- Bank of America (BAC) reported noninterest-bearing deposits of $532.05B in Q4 2025.
- What does noninterest-bearing deposits mean?
- Customer money held in accounts that do not earn interest, providing cheap funding for the bank.