Current Liabilities
Noninterest-bearing deposits
JPMorgan Chase Noninterest-bearing deposits increased by 14.3% to $34.26B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.4%, from $31.61B to $34.26B. Over 4 years (FY 2020 to FY 2024), Noninterest-bearing deposits shows relatively stable performance with a 0.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ4 2015
Last reportedQ3 2025
Parent metricDeposits
How to read this metric
Higher levels indicate a lower cost of funds, which generally improves the net interest margin.
Detailed definition
This metric represents the total balance of customer deposits that do not earn interest, typically held in demand deposi...
Peer comparison
A key performance indicator for retail and commercial banks to measure funding cost efficiency.
Metric ID:
fin_deposits_noninterest_bearingHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $24.72B | $28.59B | $711.53B | $27.54B | $26.98B | $26.63B | $644.90B | $25.07B | $24.27B | $22.41B | $643.75B | $24.11B | $26.36B | $31.61B | $592.50B | $29.86B | $29.98B | $34.26B |
| QoQ Change | — | +15.6% | >999% | -96.1% | -2.0% | -1.3% | >999% | -96.1% | -3.2% | -7.7% | >999% | -96.3% | +9.3% | +19.9% | >999% | -95.0% | +0.4% | +14.3% |
| YoY Change | — | — | — | — | +9.1% | -6.9% | -9.4% | -9.0% | -10.1% | -15.8% | -0.2% | -3.8% | +8.6% | +41.0% | -8.0% | +23.8% | +13.7% | +8.4% |
| % of Deposits | 6.4% | 7.1% | 28.9% | 6.4% | 6.5% | 6.4% | 27.6% | 5.9% | 5.6% | 5.2% | 26.8% | 5.3% | 5.6% | 6.4% | 24.6% | 6.0% | 5.7% | 6.5% |
| Share Change | — | +0.7pp | +21.8pp | -22.4pp | +0.1pp | -0.1pp | +21.2pp | -21.6pp | -0.3pp | -0.5pp | +21.6pp | -21.6pp | +0.3pp | +0.8pp | +18.2pp | -18.6pp | -0.3pp | +0.8pp |
Range$22.41B – $711.53B
CAGR+8.0%
Avg YoY Growth+3.0%
Median YoY Growth-2.0%
Current Streak2 quarters growth
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's noninterest-bearing deposits?
- JPMorgan Chase (JPM) reported noninterest-bearing deposits of $34.26B in Q3 2025.
- How has JPMorgan Chase's noninterest-bearing deposits changed year-over-year?
- JPMorgan Chase's noninterest-bearing deposits increased by 8.4% year-over-year, from $31.61B to $34.26B.
- What is the long-term trend for JPMorgan Chase's noninterest-bearing deposits?
- Over 4 years (2020 to 2024), JPMorgan Chase's noninterest-bearing deposits has grown at a 0.9% compound annual growth rate (CAGR), from $572.71B to $592.50B.
- What does noninterest-bearing deposits mean?
- Customer funds held in accounts that do not pay interest to the depositor.