American Express Interest Expense decreased by 3.3% to $2.06B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 646.4%, from $276.00M to $2.06B. Over 4 years (FY 2021 to FY 2025), Interest Expense shows relatively stable performance with a 1.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase may indicate rising debt levels or higher interest rates, while a decrease suggests debt repayment or more favorable refinancing terms.
The cost incurred by an entity for borrowed funds, representing the interest payable on debt obligations such as bonds,...
Peers in retail and cloud computing typically maintain varying debt levels; this is compared against EBIT to determine interest coverage ratios.
is_interest_expense| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.82B | $1.99B | $2.11B | $2.20B | $2.36B | $2.58B | $2.76B | $2.98B | $3.11B | $3.44B | $3.60B | $3.77B | $2.06B | $2.14B | $276.00M | $1.97B | $2.08B | $2.13B | $2.06B |
| QoQ Change | — | +9.7% | +5.7% | +4.3% | +7.3% | +9.2% | +7.0% | +8.2% | +4.1% | +10.9% | +4.7% | +4.6% | -45.2% | +3.8% | -87.1% | +612.3% | +5.6% | +2.6% | -3.3% |
| YoY Change | — | — | — | — | +29.8% | +29.3% | +30.8% | +35.7% | +31.6% | +33.5% | +30.7% | +26.3% | -33.5% | -37.7% | -92.3% | -47.8% | +0.6% | -0.6% | +646.4% |
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