Discontinued — last reported Q3 '17
Nonperforming Loans and Leases Percentage
Bank of America Nonperforming Loans and Leases Percentage increased by 6.5% to $0.00 in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 10.9%, from $0.01 to $0.00. Over 5 years (FY 2020 to FY 2025), Nonperforming Loans and Leases Percentage shows relatively stable performance with a -1.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A decrease indicates improving credit quality and effective risk management, while an increase signals deteriorating borrower health.
Detailed definition
This ratio measures the proportion of the total loan portfolio that is classified as nonperforming, typically meaning in...
Peer comparison
A primary benchmark for credit risk across the banking and financial services industry.
bank_nonperforming_loans_pctHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.01 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.00 | $0.00 |
| QoQ Change | — | -5.6% | -7.8% | +0.0% | -12.8% | -4.9% | -5.1% | +2.7% | +2.6% | +17.9% | +13.0% | +7.7% | -7.1% | +1.9% | +3.8% | +0.0% | -5.5% | -11.5% | +6.5% |
| YoY Change | — | — | — | — | -24.1% | -23.5% | -21.3% | -19.1% | -4.9% | +17.9% | +40.5% | +47.4% | +33.3% | +15.2% | +5.8% | -1.8% | +0.0% | -13.2% | -10.9% |
Nonperforming Loans and Leases Percentage at Other Companies
Frequently Asked Questions
- What is Bank of America's nonperforming loans and leases percentage?
- Bank of America (BAC) reported nonperforming loans and leases percentage of $0.00 in Q4 2025.
- How has Bank of America's nonperforming loans and leases percentage changed year-over-year?
- Bank of America's nonperforming loans and leases percentage decreased by 10.9% year-over-year, from $0.01 to $0.00.
- What is the long-term trend for Bank of America's nonperforming loans and leases percentage?
- Over 5 years (2020 to 2025), Bank of America's nonperforming loans and leases percentage has grown at a -1.9% compound annual growth rate (CAGR), from $0.01 to $0.00.
- What does nonperforming loans and leases percentage mean?
- The percentage of total loans that are not being paid back according to the original terms.