Bank of America Product delivery and transaction related decreased by 1.4% to $1.01B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.0%, from $903.00M to $1.01B. Over 4 years (FY 2021 to FY 2025), Product delivery and transaction related shows relatively stable performance with a 0.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Rising costs may indicate higher transaction volumes or inefficiencies in the processing pipeline, while falling costs suggest improved automation or scale efficiencies.
This metric captures the direct costs incurred to facilitate customer transactions, process payments, and deliver financ...
Comparable to transaction processing or service delivery expenses at other major retail and commercial banks.
is_bac_product_delivery_and_transaction_related| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $976.00M | $987.00M | $941.00M | $933.00M | $924.00M | $892.00M | $904.00M | $890.00M | $956.00M | $880.00M | $882.00M | $851.00M | $891.00M | $849.00M | $903.00M | $914.00M | $974.00M | $1.03B | $1.01B |
| QoQ Change | — | +1.1% | -4.7% | -0.9% | -1.0% | -3.5% | +1.3% | -1.5% | +7.4% | -7.9% | +0.2% | -3.5% | +4.7% | -4.7% | +6.4% | +1.2% | +6.6% | +5.2% | -1.4% |
| YoY Change | — | — | — | — | -5.3% | -9.6% | -3.9% | -4.6% | +3.5% | -1.3% | -2.4% | -4.4% | -6.8% | -3.5% | +2.4% | +7.4% | +9.3% | +20.7% | +12.0% |
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