Off-Balance Sheet Commitments (Carrying Value)
OtherBank of America Off-Balance Sheet Commitments (Carrying Value) increased by 9.1% to $1.20B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.1%, from $1.10B to $1.20B. Over 5 years (FY 2020 to FY 2025), Off-Balance Sheet Commitments (Carrying Value) shows a downward trend with a -8.8% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ3 2025
How to read this metric
An increase indicates higher potential future credit exposure and business growth, while a decrease may signal reduced lending appetite or lower demand for credit.
Detailed definition
The carrying value of financial obligations that are not currently recognized on the balance sheet but represent potenti...
Peer comparison
A critical metric for assessing credit risk exposure across the banking sector; peers report this in the notes to financial statements.
Metric ID:
off_balance_sheet_commitments_carryingHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.70B | $1.50B | $1.50B | $1.40B | $1.50B | $1.50B | $1.60B | $1.50B | $1.40B | $1.40B | $1.20B | $1.20B | $1.10B | $1.10B | $1.10B | $1.10B | $1.20B | $1.10B | $1.20B |
| QoQ Change | — | -11.8% | +0.0% | -6.7% | +7.1% | +0.0% | +6.7% | -6.3% | -6.7% | +0.0% | -14.3% | +0.0% | -8.3% | +0.0% | +0.0% | +0.0% | +9.1% | -8.3% | +9.1% |
| YoY Change | — | — | — | — | -11.8% | +0.0% | +6.7% | +7.1% | -6.7% | -6.7% | -25.0% | -20.0% | -21.4% | -21.4% | -8.3% | -8.3% | +9.1% | +0.0% | +9.1% |
Range$1.10B – $1.70B
CAGR-7.4%
Avg YoY Growth-6.5%
Median YoY Growth-6.7%
Off-Balance Sheet Commitments (Carrying Value) at Other Companies
Frequently Asked Questions
- What is Bank of America's off-balance sheet commitments (carrying value)?
- Bank of America (BAC) reported off-balance sheet commitments (carrying value) of $1.20B in Q4 2025.
- How has Bank of America's off-balance sheet commitments (carrying value) changed year-over-year?
- Bank of America's off-balance sheet commitments (carrying value) increased by 9.1% year-over-year, from $1.10B to $1.20B.
- What is the long-term trend for Bank of America's off-balance sheet commitments (carrying value)?
- Over 5 years (2020 to 2025), Bank of America's off-balance sheet commitments (carrying value) has grown at a -8.8% compound annual growth rate (CAGR), from $1.90B to $1.20B.
- What does off-balance sheet commitments (carrying value) mean?
- The value of potential future loans or credit the bank has promised to provide.