Other

Commercial paper borrowings outstanding

Bank of America Commercial paper borrowings outstanding decreased by 15.7% to $20.40B in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), Commercial paper borrowings outstanding shows an upward trend with a 27.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalLower is better
VolatilityVolatile
First reportedQ2 2018
Last reportedQ1 2026

How to read this metric

An increase suggests a higher reliance on short-term financing, while a decrease indicates improved internal cash generation or debt repayment.

Detailed definition

Commercial paper represents short-term, unsecured promissory notes issued by the company to meet immediate working capit...

Peer comparison

Commonly used by large, creditworthy industrial firms to manage seasonal fluctuations in working capital.

Metric ID: other_commercial_paper

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value$9.90B$13.10B$24.20B$20.40B
QoQ Change+32.3%+84.7%-15.7%
YoY Change+32.3%+84.7%-15.7%
Range$9.90B$24.20B
Avg YoY Growth+33.8%
Median YoY Growth+32.3%

Frequently Asked Questions

What is Bank of America's commercial paper borrowings outstanding?
Bank of America (BAC) reported commercial paper borrowings outstanding of $20.40B in Q4 2025.
What is the long-term trend for Bank of America's commercial paper borrowings outstanding?
Over 3 years (2022 to 2025), Bank of America's commercial paper borrowings outstanding has grown at a 27.3% compound annual growth rate (CAGR), from $9.90B to $20.40B.
What does commercial paper borrowings outstanding mean?
Short-term debt used by the company to cover immediate cash needs.