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Banc of California BANC Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
East-West Bancorp logo
East-West BancorpEWBC
$684.65M+11.0%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$796.9M+14.2%
California BanCorp logo
California BanCorpBCAL
$43.35M+4.7%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%
Capital Bancorp logo
Capital BancorpCBNK
$50.93M+6.9%

Other financials

Income statement

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Revenue$16.4M-94.0%
Net income-$241.3M-950%
EPS (diluted)-$1.61-1,442%

Balance sheet

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Cash & equivalents$2.8B+19.7%
Total debt$2.6B+25.9%
Total equity$3.4B-0.5%
Total assets$35.0B+2.3%

Cash flow

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Operating cash flow$161.4M+157%
CapEx$2.6M+106%
Free cash flow$158.8M+158%

Valuation

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Market cap$2.97B+30.1%
Enterprise value$2.72B+38.0%
P/S3.4×+1.1×

Profitability

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Net margin-2.5%-17.0pp
FCF margin41.2%

Returns & leverage

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Return on equity-0.7%-5.0pp
Debt / equity0.8×+0.2×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Banc of California’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:35 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054876
Line itemThree Months Ended / June 30, 2026Three Months Ended / March 31, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Borrowings26,56820,17720,02146,74538,442
Subordinated debt13,25715,41515,33228,67230,672
Total interest expense164,095155,825180,293319,920354,584
Net interest income250,501251,617240,216502,118472,580
Provision for credit losses161,7809,80039,100171,58048,400
Net interest income after provision for credit losses88,721241,817201,116330,538424,180
Noninterest income:
Leased equipment income7,8208,53010,23116,35021,015

ITEM 1. CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Banc of California's net interest income?
Banc of California (BANC) reported net interest income of $250.5M in Q2 2026.
How has Banc of California's net interest income changed year-over-year?
Banc of California's net interest income increased by 4.3% year-over-year, from $240.22M to $250.5M.
What is the long-term trend for Banc of California's net interest income?
Over 4 years (2021 to 2025), Banc of California's net interest income has grown at a 40.1% compound annual growth rate (CAGR), from $253.78M to $977.39M.
What does net interest income mean?
This is the difference between the interest earned on loans and securities and the interest paid on deposits and other borrowings. It is the fundamental measure of a bank's core profitability derived from its primary lending and deposit-taking operations.

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