Skip to content
OpenCapital
Get started

Banner Corporation BANR Reserve for Unfunded Loan Commitments

Reserve for Unfunded Loan Commitments at other companies

SouthState logo
SouthStateSSB
$69.23M+11.2%
CVB Financial logo
CVB FinancialCVBF
$500K0.0%
Bank of America logo
Bank of AmericaBAC
$1.16B+4.6%
UBS
United BanksharesUBSI
$37.05M+1.3%
Rockwell Automation logo
Rockwell AutomationROK
$470M+21.8%
PNC Financial Services logo
PNC Financial ServicesPNC
$201M+13.6%

Other financials

Income statement

See full
Revenue$11.4M+9.5%
Operating income$19.2M+0.3%
Net income$54.7M+21.2%
EPS (diluted)$1.60+23.1%

Balance sheet

See full
Cash & equivalents$439.2M-0.6%
Total debt$33.8M-16.5%
Total equity$2.0B+7.3%
Total assets$16.3B+1.1%

Cash flow

See full
Operating cash flow$109.8M+91.9%
CapEx$420.0K-74.7%
Free cash flow$109.4M+96.9%

Valuation

See full
Market cap$2.28B-5.8%
Enterprise value$1.87B-7.4%
P/E11.1×-2.6×
P/S53.3×—

Profitability

See full
Operating margin170.8%—
Net margin480.4%—
FCF margin707.4%—

Returns & leverage

See full
Return on equity10.8%+0.7pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Banner Corporation in its filing.

Tagged under the XBRL concept banr:ReserveforUnfundedLoanCommitments.

The official record: Banner Corporation’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Banner Corporation's reserve for unfunded loan commitments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Banner Corporation's reserve for unfunded loan commitments?
Banner Corporation (BANR) reported reserve for unfunded loan commitments of $12.9M in Q1 2026.
How has Banner Corporation's reserve for unfunded loan commitments changed year-over-year?
Banner Corporation's reserve for unfunded loan commitments increased by 5.7% year-over-year, from $12.2M to $12.9M.
What is the long-term trend for Banner Corporation's reserve for unfunded loan commitments?
Over 5 years (2020 to 2025), Banner Corporation's reserve for unfunded loan commitments has grown at a 2.4% compound annual growth rate (CAGR), from $13.3M to $15M.
What does reserve for unfunded loan commitments mean?
This is the specific allowance set aside to cover potential credit losses associated with off-balance sheet loan commitments that have not yet been funded. It reflects the bank's assessment of credit risk inherent in its pipeline of undrawn credit facilities. An adequate reserve is necessary to mitigate the impact of future credit deterioration on the bank's earnings.