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SouthState SSB Reserve For Unfunded Commitments

Reserve For Unfunded Commitments at other companies

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Bank of AmericaBAC
$1.16B+4.6%
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U.S. BancorpUSB
$7.98B+0.8%
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PNC Financial ServicesPNC
$5.5B+5.3%
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Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept ssb:ReserveForUnfundedCommitments.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's reserve for unfunded commitments?
SouthState (SSB) reported reserve for unfunded commitments of $69.23M in Q1 2026.
How has SouthState's reserve for unfunded commitments changed year-over-year?
SouthState's reserve for unfunded commitments increased by 11.2% year-over-year, from $62.25M to $69.23M.
What is the long-term trend for SouthState's reserve for unfunded commitments?
Over 5 years (2020 to 2025), SouthState's reserve for unfunded commitments has grown at a 9.9% compound annual growth rate (CAGR), from $43.38M to $69.62M.
What does reserve for unfunded commitments mean?
Money set aside to cover potential losses on unused credit lines.
How do you interpret reserve for unfunded commitments?
An increase suggests a more conservative outlook on credit risk or an expansion in the bank's total credit commitment portfolio.
How does reserve for unfunded commitments compare across companies?
Reserves are benchmarked against the total volume of unfunded commitments and the current economic credit environment.