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FVCBankcorp, Inc. FVCB Reserves for unfunded commitments

Reserves for unfunded commitments at other companies

First Commonwealth Financial logo
First Commonwealth FinancialFCF
$1.76M+99.9%
ACNB logo
ACNBACNB
$1.82M-3.5%
SouthState logo
SouthStateSSB
$69.23M+11.2%
CVB Financial logo
CVB FinancialCVBF
$500K0.0%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$7.62M-6.6%
BSR
Sierra BancorpBSRR
$660K-19.5%

Other financials

Income statement

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Revenue$11.0K-8.3%
Net income$6.4M+23.6%
EPS (diluted)$0.35+25.0%

Balance sheet

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Cash & equivalents$8.0M+10.9%
Total debt$6.1M-16.3%
Total equity$260.3M+7.4%
Total assets$2.3B+4.2%

Cash flow

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Operating cash flow$7.6M+40.8%
CapEx$12.0K-25.0%
Free cash flow$7.6M+41.0%

Valuation

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Market cap$311.16M+52.5%
P/E13.4×+2.6×
P/S174.8×+7.3×

Profitability

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Net margin1,307.8%-243pp
FCF margin1,462.2%+120pp

Returns & leverage

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Return on equity9.3%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by FVCBankcorp, Inc. in its filing.

Tagged under the XBRL concept fvcb:ReservesForUnfundedCommitments.

The official record: FVCBankcorp, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FVCBankcorp, Inc.'s reserves for unfunded commitments?
FVCBankcorp, Inc. (FVCB) reported reserves for unfunded commitments of $374K in Q1 2026.
How has FVCBankcorp, Inc.'s reserves for unfunded commitments changed year-over-year?
FVCBankcorp, Inc.'s reserves for unfunded commitments decreased by 32.9% year-over-year, from $557K to $374K.
What does reserves for unfunded commitments mean?
This represents the estimated liability for potential credit losses associated with off-balance sheet items, such as unused lines of credit or letters of credit. It serves as a prudent buffer to cover potential future funding requirements that the bank is contractually obligated to provide. Maintaining adequate reserves is a key component of sound credit risk management.