Skip to content

ACNB ACNB Allowance for unfunded commitments

Allowance for unfunded commitments at other companies

BSR
Sierra BancorpBSRR
$660K-19.5%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
-$226K-205%
Rockwell Automation logo
Rockwell AutomationROK
$470M+21.8%
CVB Financial logo
CVB FinancialCVBF
$500K0.0%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
$374K-32.9%
Banner Corporation logo
Banner CorporationBANR
$12.9M+5.7%

Other financials

Income statement

See full
Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

See full
Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

See full
Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

See full
Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

See full
Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

See full
Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept acnb:FinancingReceivableAllowanceForUnfundedCommitments.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about ACNB's allowance for unfunded commitments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is ACNB's allowance for unfunded commitments?
ACNB (ACNB) reported allowance for unfunded commitments of $1.82M in Q1 2026.
How has ACNB's allowance for unfunded commitments changed year-over-year?
ACNB's allowance for unfunded commitments decreased by 3.5% year-over-year, from $1.88M to $1.82M.
What is the long-term trend for ACNB's allowance for unfunded commitments?
Over 3 years (2022 to 2025), ACNB's allowance for unfunded commitments has grown at a 171.0% compound annual growth rate (CAGR), from $92K to $1.83M.
What does allowance for unfunded commitments mean?
This represents the reserve set aside to cover potential credit losses on off-balance sheet items, such as unused lines of credit or letters of credit. It ensures that the bank maintains adequate capital to cover potential future funding obligations that have not yet been drawn. This is a critical component of the bank's overall credit risk management framework.