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California BanCorp BCAL Occupancy and equipment

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Other financials

Income statement

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Revenue$44.9M-0.6%
Net income$14.3M-8.8%
EPS (diluted)$0.44-8.3%

Balance sheet

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Cash & equivalents$265.0M-52.6%
Total debt$53.0M+0.7%
Total equity$586.6M+3.9%
Total assets$4.0B-1.9%

Cash flow

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Operating cash flow$14.8M+10.4%
CapEx$516.0K+1,418%
Free cash flow$14.3M+6.8%

Valuation

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Market cap$687.7M+38.5%
Enterprise value$475.74M+249%
P/E11.7×-4.2×
P/S3.8×+0.9×

Profitability

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Net margin32.7%-2.6pp
FCF margin32.9%-2.9pp

Returns & leverage

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Return on equity10.2%-1.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: California BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795815-26-000018
Line itemThree Months Ended / June 30,2026Six Months Ended / June 30,2025Six Months Ended / June 30,2026June 30,2025
Total noninterest income1,5512,8563,6885,422
NONINTEREST EXPENSE
Salaries and employee benefits15,54415,29332,09431,157
Occupancy and equipment1,9442,0943,9334,246
Data processing and communications2,0791,8314,0443,766
Legal, audit and professional8509721,5591,831
Regulatory assessments5445451,0711,267
Director and shareholder expenses352395689799

ITEM 1 — FINANCIAL STATEMENTS

FAQ

What is California BanCorp's occupancy and equipment?
California BanCorp (BCAL) reported occupancy and equipment of $1.94M in Q2 2026.
How has California BanCorp's occupancy and equipment changed year-over-year?
California BanCorp's occupancy and equipment decreased by 7.2% year-over-year, from $2.09M to $1.94M.
What is the long-term trend for California BanCorp's occupancy and equipment?
Over 3 years (2022 to 2025), California BanCorp's occupancy and equipment has grown at a 11.5% compound annual growth rate (CAGR), from $6.21M to $8.6M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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