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Better Home & Finance BETR Q3 2025 earnings

Reported November 13, 2025 · Before market open

Revenue$44.2MBeat by $3.5M
EPS-$1.86Miss by $0.11
Revenue estimate$40.7M
EPS estimate-$1.75

Next report

Nov 12, 2026 (in 2 months)
Revenue estimate$51.4M
EPS estimate-$1.46

Financials

Q3 2025

Income statement

See full
Revenue$43.9M+51.3%
Net income-$39.1M+27.8%
EPS (diluted)-$2.56+28.5%

Balance sheet

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Cash & equivalents$86.4M-63.5%
Total debt$5.1M+6.2%
Total equity$41.9M+10,702%
Total assets$1.4B+63.8%

Cash flow

See full
Operating cash flow-+100%
CapEx$240.0K-79.7%
Free cash flow-+100%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$858.46M+219%
Enterprise value$777.14M+1,989%
P/S6×+3.3×

Profitability

See full
Net margin-129.6%-32.7pp
FCF margin-154.2%-55.6pp

Returns & leverage

See full
Return on equity-875.5%-1,394pp
Debt / equity0.1×-12.3×

Segments

By product

See full
International lending revenue$2.3M+90.5%
Insurance services$587.0K+34.0%
Real estate services$466.0K-38.1%
Other revenue-$543.0K-179%

By segment

See full
Home Finance$2.8M-9.9%
Banking$49.5K-65.3%

By geography

See full
International$6.5M+19.3%

FAQ

When did Better Home & Finance report Q3 2025 earnings?
Better Home & Finance (BETR) reported Q3 2025 earnings on November 13, 2025 before market open.
What were Better Home & Finance's Q3 2025 revenue and EPS?
Better Home & Finance reported revenue of $44.2M and eps of $-1.86 for Q3 2025.
Did Better Home & Finance beat estimates in Q3 2025?
Revenue beat the consensus estimate of $40.7M by $3.5M. EPS missed the consensus estimate of $-1.75 by $0.11.
How did Better Home & Finance's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 65.4% from $26.7M a year earlier and eps grew 42.4% from $-3.23.
Where can I find Better Home & Finance's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-051834) and the 10-Q periodic report (0001628280-25-052113) directly on SEC EDGAR. The filing index links above go to sec.gov.