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Better Home & Finance BETR Q4 2025 Annual earnings

Reported March 13, 2026 · Before market open

Revenue$44.3MBeat by $3.6M
EPS-$1.70Beat by $0.31
Revenue estimate$40.7M
EPS estimate-$2.01

Next report

Nov 12, 2026 (in 2 months)
Revenue estimate$51.4M
EPS estimate-$1.46

Financials

Q4 2025

Income statement

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Revenue$44.3M+77.4%
Net income-$39.9M+32.6%
EPS (diluted)-$2.53+35.3%

Balance sheet

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Cash & equivalents$88.3M-59.5%
Total debt$4.6M+13.4%
Total equity$37.2M+164%
Total assets$1.5B+64.9%

Cash flow

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Operating cash flow-$57.3M+46.0%
CapEx$344.0K-27.0%
Free cash flow-$57.6M+45.9%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$511.4M+278%
Enterprise value$427.74M+643%
P/S3.2×+1.9×

Profitability

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Net margin-102.3%-32.3pp
FCF margin-105.7%-43.6pp

Returns & leverage

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Debt / equity0.1×—

Segments

By product

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Other revenue$465.0K-56.5%
Insurance services$451.0K-75.6%
Real estate services$332.0K-53.7%
International lending revenue--100%

By segment

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Home Finance$2.8M-9.9%
Banking$49.5K-65.3%

By geography

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International$6.5M+19.3%

FAQ

When did Better Home & Finance report Q4 2025 earnings?
Better Home & Finance (BETR) reported Q4 2025 earnings on March 13, 2026 before market open.
What were Better Home & Finance's Q4 2025 revenue and EPS?
Better Home & Finance reported revenue of $44.3M and eps of $-1.70 for Q4 2025.
Did Better Home & Finance beat estimates in Q4 2025?
Revenue beat the consensus estimate of $40.7M by $3.6M. EPS beat the consensus estimate of $-2.01 by $0.31.
How did Better Home & Finance's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 6.2% from $47.2M a year earlier and eps grew 32.3% from $-2.51.
Where can I find Better Home & Finance's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001628280-26-017501) and the 10-K periodic report (0001628280-26-017747) directly on SEC EDGAR. The filing index links above go to sec.gov.