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Business First Bancshares BFST Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$6.75M-48.4%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$199K+118%
First Financial Corporation logo
First Financial CorporationTHFF
$1.3M-33.3%
First Guaranty Bancshares logo
First Guaranty BancsharesFGBI
$2.63M-84.2%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
$241K+130%

Other financials

Income statement

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Revenue$91.8M+12.7%
Net income$22.8M+3.2%
EPS (diluted)$0.700.0%

Balance sheet

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Cash & equivalents$575.6M+16.1%
Total debt$25.5M-14.4%
Total equity$1.0B+18.9%
Total assets$8.9B+12.0%

Cash flow

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Operating cash flow$26.7M-6.6%
CapEx-$888.0K-183%
Free cash flow$25.8M-6.2%

Valuation

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Market cap$1.03B+49.2%
P/E11.2×+2.3×
P/S+0.7×

Profitability

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Net margin26.5%+1.3pp
FCF margin27%-0.7pp

Returns & leverage

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Return on equity9.9%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Business First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Business First Bancshares’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:01 PM EDT
Accession
0001624322-26-000032

FAQ

What is Business First Bancshares's provision for credit losses?
Business First Bancshares (BFST) reported provision for credit losses of $1.99M in Q2 2026.
How has Business First Bancshares's provision for credit losses changed year-over-year?
Business First Bancshares's provision for credit losses decreased by 10.5% year-over-year, from $2.23M to $1.99M.
What is the long-term trend for Business First Bancshares's provision for credit losses?
Over 3 years (2022 to 2025), Business First Bancshares's provision for credit losses has grown at a 1.3% compound annual growth rate (CAGR), from $10.89M to $11.32M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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