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FVCBankcorp, Inc. FVCB Provision for Credit Losses

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Other financials

Income statement

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Revenue$9.0K0.0%
Net income$8.2M+45.1%
EPS (diluted)$0.45+45.2%

Balance sheet

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Cash & equivalents$8.0M+10.9%
Total debt$5.7M-22.0%
Total equity$266.6M+9.6%
Total assets$2.4B+5.8%

Cash flow

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Operating cash flow$8.9M+172%
CapEx$14.0K+7.7%
Free cash flow$8.9M+172%

Valuation

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Market cap$333.3M+48.9%
P/E12.9×+1.9×
P/S324.5×+48.9×

Profitability

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Net margin2,515.5%+3.0pp
FCF margin3,083.6%+851pp

Returns & leverage

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Return on equity10.1%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by FVCBankcorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The source filing: FVCBankcorp, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001675644-26-000081
Line itemFor the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Interest on long-term debt4762451,042490
Total interest expense$11,932$13,671$24,349$27,176
Net Interest Income$19,149$15,759$36,553$30,811
Provision for credit losses241105409305
Net interest income after provision for credit losses$18,908$15,654$36,144$30,506
Noninterest Income
Service charges on deposit accounts$426$282$789$552
Gain on sale of minority interest847847

Item 1. Financial Statements

FAQ

What is FVCBankcorp, Inc.'s provision for credit losses?
FVCBankcorp, Inc. (FVCB) reported provision for credit losses of $241K in Q2 2026.
How has FVCBankcorp, Inc.'s provision for credit losses changed year-over-year?
FVCBankcorp, Inc.'s provision for credit losses increased by 129.5% year-over-year, from $105K to $241K.
What is the long-term trend for FVCBankcorp, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), FVCBankcorp, Inc.'s provision for credit losses has grown at a 33.5% compound annual growth rate (CAGR), from -$500K to $1.59M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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