Skip to content
Screener

Five Star Bancorp FSBC Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$914M-9.1%
RBB Bancorp logo
RBB BancorpRBB
$0-100%
BSR
Sierra BancorpBSRR
$2.28M+88.7%
PCB Bancorp logo
PCB BancorpPCB
$128K+93.9%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

See full
Revenue$48.0M+25.1%
Net income$19.4M+33.7%
EPS (diluted)$0.91+33.8%

Balance sheet

See full
Cash & equivalents$685.1M+41.6%
Total debt$11.3M+45.4%
Total equity$473.8M+13.7%
Total assets$5.4B+21.8%

Cash flow

See full
Operating cash flow$23.7M+33.1%
CapEx$441.0K+80.7%
Free cash flow$23.2M+32.4%

Valuation

See full
Market cap$1.13B+77.9%
Enterprise value$455.12M+187%
P/E15.7×+3.4×
P/S6.4×+1.8×

Profitability

See full
Net margin40.5%+3.6pp
FCF margin45.3%-3.2pp

Returns & leverage

See full
Return on equity16.2%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Five Star Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054141
(in thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Subordinated notes1,1621,1612,3232,323
Total interest expense26,24424,06550,13447,175
Net interest income46,08336,51589,54070,492
Provision for credit losses2,2502,5004,9254,400
Net interest income after provision for credit losses43,83334,01584,61566,092
Non-interest income:
Service charges on deposit accounts122196257411
Gain on sale of loans119244

Item 1. Financial Statements (unaudited)

FAQ

What is Five Star Bancorp's provision for credit losses?
Five Star Bancorp (FSBC) reported provision for credit losses of $2.25M in Q2 2026.
How has Five Star Bancorp's provision for credit losses changed year-over-year?
Five Star Bancorp's provision for credit losses decreased by 10.0% year-over-year, from $2.5M to $2.25M.
What is the long-term trend for Five Star Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Five Star Bancorp's provision for credit losses has grown at a 54.6% compound annual growth rate (CAGR), from $1.7M to $9.7M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Five Star Bancorp's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude